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Book a Free Mortgage Consultation

A free mortgage consultation is the easiest way to find out what you can borrow and which loans suit you.

During your free mortgage consultation we review your goals, estimate your borrowing power and explain next steps, with no obligation.

What to have handy: a rough idea of your income, savings, monthly expenses and any existing debts such as car loans, credit cards or HECS. You do not need documents for the first chat. If you are buying, tell us the price range and suburbs you are looking at; if you are refinancing, have your current rate and loan balance ready.

What happens next: we send you a short summary of your options, a list of the documents needed and a realistic timeline. If you decide to go ahead, we handle the application, liaise with the lender and keep you updated until settlement. If you are not ready yet, we will give you a clear plan to get there.

How to reach us: you can book a free mortgage consultation by phone, email or the enquiry form on this page. We are available Monday to Friday from 9am to 6pm, with weekend appointments available on request. Most free mortgage consultation sessions take 20 to 30 minutes and can be done over the phone, by video call or in person, whichever suits you best.

Who we help: first home buyers, families upgrading or downsizing, property investors, self-employed borrowers, and business owners looking for car, equipment or commercial finance. We also help people who have been declined by their bank, or who have a less-than-perfect credit history, find a lender that fits.

Is it really free? Yes. Your free mortgage consultation costs nothing and there is no obligation to proceed. For most home loans our service is free to you because the lender pays us once your loan settles. If a fee ever applies, for example for some specialist or commercial loans, we will tell you upfront and in writing before you decide.

How we work: every application starts with a free conversation about your goals. We then compare rates, fees and features across our lender panel, explain the pros and cons of each option in plain English and recommend the option that suits you. Once you are happy, we prepare and lodge the application, follow up with the lender and keep you informed by phone, text or email until settlement.

Why use a broker? Lenders have very different credit policies. One bank might decline an application that another approves at a sharper rate. Because we work with major banks, regional lenders and specialist lenders, we can match your situation to the right policy the first time, saving you time and protecting your credit file from multiple enquiries.

Call 0422 905 666 or send the form to book your free mortgage consultation. We usually reply within one business day, and we are happy to talk through any questions you have about your home loan, refinancing or finance options before you commit to anything.

free mortgage consultation consultation with Kickstart Finance Group

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Call, email or send the form and we’ll get back to you within one business day. Phone and video appointments available Australia-wide.

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