Investment Property Loans — Kickstart Finance Group

Investment Property Loans — Kickstart Finance Group

Grow your wealth with expert lending support and tailored investment strategies.

Build Your Property Portfolio with Confidence

Whether you're purchasing your first investment property or expanding your portfolio, Kickstart Finance Group offers expert guidance to help you choose the right investment lending strategy. From interest-only loans to high-yield structures, we help you maximise cash flow, tax benefits, and long-term equity growth.

We compare multiple lenders, evaluate different loan structures, and ensure your investment finance works for your wealth-building goals.

✔ Interest-Only Options

Improve cash flow with flexible investment-friendly interest-only loan structures.

✔ Equity Release

Use equity from your existing home to fund your next investment purchase.

✔ Maximise Tax Efficiency

We help structure your loan to align with accountant-approved tax strategies.

✔ Cash Flow Optimisation

Compare lenders to secure lower repayments and stronger rental return margins.

Investment Loan Type

Loan Type Best For Benefits
Interest-Only Loan Cash flow-focused investors Lower repayments, tax-deductible interest
Principal & Interest Long-term wealth builders Faster equity growth, long-term savings
Equity Release Loan Funding new investments Avoid deposit savings, leverage existing assets

Ready to Start Building Wealth Through Property?

Speak to a Lending Specialist

Structuring the Right Investment Property Loan

The right investment property loan can make a big difference to your cash flow and tax position. Loan structure, interest-only versus principal and interest, and offset accounts all matter.

We compare investment property loan options from 50+ lenders and help you use equity in your home, structure loans for growth and plan your next purchase.

Talk to us before you buy, so your investment property loan is set up properly from day one.

investment property loan consultation with Kickstart Finance Group

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Frequently asked questions

Many lenders accept 10% to 20% for investment loans, and you may be able to use equity in your home instead of cash savings. Borrowing above 80% usually means paying Lenders Mortgage Insurance.

Yes, if your home has grown in value or you’ve paid down your loan. Lenders typically let you access equity up to 80% of the property’s value. We’ll structure it so your home and investment loans stay separate and easy to manage.

Interest-only repayments are lower in the short term and some investors use them to manage cash flow, but you don’t reduce the loan balance during that period and rates can be higher. We’ll compare both for you. For tax implications, speak with your accountant.

Often, yes. Lenders usually price investment loans slightly higher than owner-occupied loans, which is why comparing 50+ lenders matters.

Specialist lending is available for trusts, companies and SMSFs. These loans have different rules, so we’ll work alongside your accountant or financial adviser.

Get your free investment loan assessment

Tell us what you need and we’ll compare 50+ lenders for you. No cost, no obligation. Prefer to talk? Call 0422 905 666.

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