What trucks can you finance?

Light, medium and heavy trucks, prime movers, trailers, tippers and specialised vehicles, new or used, from dealers or private sellers.

Can owner-drivers and new ABN holders get truck finance?

Yes. We work with lenders who finance owner-drivers, including newer ABNs and low-doc applications, depending on your experience, deposit and the truck.

What is a chattel mortgage?

A common way for businesses to finance a truck: you own the vehicle from day one and the lender takes it as security. Your accountant can advise on GST and tax treatment.

Not always. Many lenders offer no-deposit truck finance for established businesses. A deposit or trade-in can improve your rate.

How fast can truck finance be approved?

Straightforward applications can often be approved within a day or two once we have your documents.

Truck Loans | 50+ Lenders, Free Advice

Truck Loans for Owner-Drivers and Fleets

The right finance keeps your business moving. We arrange funding for new and used trucks, trailers and prime movers, for owner-drivers through to fleet operators.

We compare options across 50+ lenders, including low doc solutions for self-employed operators and new ABNs.

How we work: every application starts with a free conversation about your goals. We then compare rates, fees and features across our lender panel, explain the pros and cons of each option in plain English and recommend the option that suits you. Once you are happy, we prepare and lodge the application, follow up with the lender and keep you informed by phone, text or email until settlement.

Why use a broker? Lenders have very different credit policies. One bank might decline an application that another approves at a sharper rate. Because we work with major banks, regional lenders and specialist lenders, we can match your situation to the right policy the first time, saving you time and protecting your credit file from multiple enquiries.

Call us for a fast quote today.

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Truck Finance

Truck Loans for Owner-Drivers & Transport Businesses

Whether you're upgrading a single truck or financing an entire fleet, we specialise in truck loans for all industries — transport, logistics, construction, agriculture and more. We compare 50+ lenders to secure sharp rates with flexible terms tailored to your operation.

Apply Now Call 0422 905 666

Fleet of modern commercial trucks — Truck Finance Australia

What Is Truck Finance?

Truck finance allows you to purchase a truck or commercial vehicle using the vehicle itself as security for the loan. This keeps cash flow free for running costs, while giving you access to better equipment, upgraded vehicles, and improved efficiency for your business.

Types of Truck Loans We Offer

Heavy Vehicle Loans — prime movers, semi-trailers, rigid trucks
Light Truck Finance — tippers, flatbeds, box trucks
Low Doc Truck Loans — ideal for self-employed operators
Fleet Finance — for transport & logistics companies
Commercial Vehicle Loans — vans, utes & delivery vehicles
Chattel Mortgage, Leasing & Hire Purchase options

Why Choose Kickstart Finance Group?

Fast approvals to get you on the road sooner
Access to 50+ truck finance lenders
Low doc options with minimal paperwork
Flexible loan structures that suit your cash flow
Expert guidance from application to settlement

Ready to Apply?

Get started with a fast, obligation-free truck finance assessment.

Apply Now

Truck Loans