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Building finance pays your builder in stages as the home goes up, so you only pay interest on the money drawn down. That is very different from a standard home loan.
We compare building loan options from 50+ lenders for knockdown-rebuilds, house-and-land packages and custom builds, and we manage progress payments with your builder and lender.
Planning to build? Get pre-approved before you sign your building contract.
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Build your dream home with flexible progress payments, competitive rates, and end-to-end support from Kickstart Finance Group.
Get Free Construction Loan Assessment Call 0422 905 666
Construction loans release funds in stages known as progress payments. We guide you through each step so payments flow smoothly and your build stays on schedule.
You only pay interest on the amount drawn, not the full loan.
Yes — some lenders accept 5–10% deposits or government schemes.
Yes, but conditions apply. We guide you through each requirement.
Yes — lenders release funds only after approvals are complete.
Get expert support, sharp rates, and smooth approvals for your construction loan.
Call 0422 905 666 Email UsInstead of receiving the full amount at once, the lender pays your builder in stages (progress payments) as the build reaches milestones such as slab, frame, lock-up and completion. You only pay interest on the amount drawn so far.
Usually a signed fixed-price building contract, council-approved plans and specifications, the builder’s insurance details and the usual income and ID documents. We’ll give you a checklist up front.
Yes. Many lenders offer a land and construction package, where the land is settled first and the build is then funded in stages.
Many lenders allow interest-only repayments during construction, switching to principal and interest once the home is complete.
It’s harder, as fewer lenders accept owner-builder projects, but specialist options exist. Tell us about your project and we’ll find lenders that fit.
Tell us what you need and we’ll compare 50+ lenders for you. No cost, no obligation. Prefer to talk? Call 0422 905 666.
