Commercial Loans for Property, Fleets & Business Growth
Fast commercial loans for property purchases, fleet finance, asset investment and business expansion. Competitive rates, flexible terms and tailored lending solutions for SMEs, developers and corporations.
What Are Commercial Loans?
Commercial loans are financing solutions designed for business purposes — buying commercial property, funding development projects, purchasing fleet or equipment, or supporting growth and working capital. Lenders consider business performance, asset value and borrower experience when approving commercial finance.
Types of Commercial Loans We Provide
- Commercial property loans (offices, warehouses, retail & industrial)
- Development finance & construction loans
- Fleet & truck finance for logistics businesses
- Asset & equipment finance (chattel mortgage, leasing)
- Commercial refinance & debt consolidation
- Business cash flow and overdraft facilities
Why Choose Kickstart Finance Group?
Specialist Commercial Lenders
Access lenders who specialise in commercial property, development and business finance.
Flexible Repayment Structures
Tailored loan terms to protect cash flow and match project timelines.
Fast Assessments
Swift pre-approval and conditional offers so you can act quickly in competitive markets.
Low Doc & Complex Cases
We manage complex credit scenarios, low-doc applicants and non-standard structures.
Broker vs Bank — Commercial Lending
| Feature | Kickstart Finance | Bank |
|---|---|---|
| Access to lenders | Specialist panel | Single bank |
| Speed | Faster conditional approvals | Longer underwriting |
| Flexibility | Custom loan structures | Rigid products |
| Advice | Commercial lending experts | Generalist staff |
How It Works — Commercial Loans (4 Steps)
- Initial assessment: Quick chat to understand the asset, project and loan purpose.
- Document & valuation: We organise valuations and lender documents.
- Conditional approval: We present options and conditional offers from multiple lenders.
- Settlement & support: We guide settlement and post-settlement administration.
Frequently Asked Questions
What security is required for commercial property loans?
Commercial property is typically used as security. In some cases guarantors or additional collateral may be required depending on lender criteria.
Can I get finance for a development project?
Yes — we arrange development finance with staged drawdowns and practical completion funding where suitable.
How long does commercial loan approval take?
Timing depends on complexity — simple commercial loans can be conditionally approved within days; complex development finance may take longer.
Ready to Discuss Commercial Finance?
Contact our commercial lending specialists for a confidential, obligation-free assessment.
Apply Now