Join our Referral Partner Program
- info@kickstartfinancegroup.com.au
- 0422 905 666
- Mon - Fri: 9:00am - 6:30pm
Join our Referral Partner Program
Buying a home or refinancing can feel confusing — that’s where Kickstart Finance Group comes in.
We’ve answered the most common questions Australians ask about home loans, refinancing, and mortgage advice to help you make confident financial decisions.
A mortgage broker compares loans from multiple banks and lenders to find the best match for your situation. Kickstart Finance Group in Penrith helps you secure a great rate, handle paperwork, and get approved faster.
Mortgage brokers give you access to more options. Banks only offer their own products, while we compare 50+ lenders to find the most competitive deal tailored to your goals.
Yes, often we can. Brokers have access to special rates and cashback offers that aren’t always available through banks directly.
We receive a commission from the lender after your loan settles. There are no hidden costs or obligations — we’re here to help you find the right loan.
Most lenders require between a 5% and 20% deposit. We help first home buyers explore low-deposit options and government-backed loans to enter the market sooner
You may qualify for the First Home Owner Grant, First Home Buyer Assistance Scheme, or stamp duty exemptions. Kickstart Finance Group helps you check eligibility and apply for all available grants.
Yes! There are lenders and government programs that allow eligible buyers to purchase with as little as 5% deposit. We’ll help you find the right one.
You’ll typically need ID, payslips, bank statements, proof of savings, and details of existing debts. Our team helps you gather everything to make approval smooth and simple.
If your fixed rate is ending, rates have dropped, or you want to lower your repayments, it’s a good time to refinance. We’ll compare lenders to ensure you’re not overpaying.
Refinancing can help you reduce your rate, consolidate debt, or shorten your loan term. Many of our clients save thousands by switching to a better deal.
Some lenders charge discharge, setup, or valuation fees. We’ll calculate these for you and make sure the savings outweigh any short-term costs
Yes — several lenders work with borrowers who have defaults or missed payments. Kickstart Finance Group can still help you find a suitable solution.
A fixed rate stays the same for a set term, giving you stability. A variable rate can go up or down depending on market changes. We’ll help you choose the right one for your needs.
Absolutely! We also help clients with car loans, personal loans, business loans, commercial finance, SMSF property loans, and asset finance.
Yes, if you’ve built up equity in your home, you can use it to invest in another property or renovate. We’ll help you calculate your available equity and find the best strategy.
An SMSF (Self-Managed Super Fund) loan allows you to use your super to buy investment property. We guide you through the process and connect you with lenders who specialise in SMSF lending.
We’re a trusted local broker in Penrith with access to 50+ lenders. We offer personal, transparent, and stress-free support for all types of loans — from first homes to investment properties.
Most lenders provide conditional approval within 3–10 business days, depending on your documentation. We’ll make sure your application is complete and moves quickly.
You can call 0422 905 666 or email info@kickstartfinancegroup.com.au. Our team is ready to help you with home loans, refinancing, or business finance anywhere in Australia.
Contact our friendly team today to get personalised mortgage advice.
👉 Call 0422 905 666 or email info@kickstartfinancegroup.com.au
How We Help You Secure the Right Mortgage
We search Australia’s top banks and lenders to find the best rate and features for your needs.
Every borrower is different — we structure your loan to suit your goals, lifestyle, and budget.
From pre-approval to settlement, our Penrith team manages the paperwork so your process stays stress-free.
