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Finding the right home loans starts with comparing more than one bank. We search home loans from 50+ lenders, including the major banks, regional banks and specialist lenders, to match your deposit, income and goals.
Whether you are buying your first home, upgrading, refinancing or investing, our home loans service covers rate comparison, features like offset accounts and redraw, pre-approval and settlement.
Home loans are a big commitment, so we explain every option in plain English and only recommend a loan that suits your needs.

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At Kickstart Finance Group, we help Australians secure the right home loan solutions for every stage of life — whether you’re buying your first home, refinancing, investing, building, or renovating. Our experienced mortgage brokers compare hundreds of loan products from trusted lenders to find the perfect fit for your goals.
Buying your first home is exciting — and we make it simple. Our team guides you through deposit options, government grants, and stamp duty exemptions available for first home buyers across Australia. We’ll help you understand borrowing capacity, compare lenders, and secure a competitive first home loan rate that suits your lifestyle and budget.
Learn MoreIf your current mortgage no longer fits your financial goals, it might be time to refinance. Our refinance home loan experts review your existing loan and identify better interest rates or features that could save you thousands. Whether you want to consolidate debt, lower repayments, or access equity, Kickstart Finance Group ensures a smooth refinance experience from start to finish.
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Looking to grow your property portfolio? Our investment home loan specialists help investors structure loans for maximum tax benefits, cash flow, and equity growth. Whether you’re buying your first investment property or adding to your portfolio, Kickstart Finance Group provides tailored finance strategies for long-term success.
Learn MoreBuilding your dream home? A construction loan allows you to access funds in stages as your home is built. Our brokers help you plan your budget, work with builders, and manage progressive payments seamlessly. At Kickstart Finance Group, we make building or renovating easier with flexible finance and expert guidance every step of the way.
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Whether you’re upgrading your kitchen, adding a new room, or improving your property’s value, a renovation loan helps turn your vision into reality. Our experienced mortgage brokers find flexible and affordable finance options to fund your next home improvement project with ease.
Learn MoreDon’t let a small deposit hold you back. Our low deposit home loan options are designed for buyers who may have limited savings but strong financial potential. We work with lenders who offer competitive rates and support for buyers using the First Home Guarantee or other government-backed programs.
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Connect with Kickstart Finance Group today for expert advice, quick approvals, and personalised mortgage solutions that suit your needs.
Talk to a BrokerA variable rate can move up or down and usually comes with features like offset and unlimited extra repayments. A fixed rate locks your repayments for a set period, giving certainty but less flexibility. Many borrowers split their loan to get some of both. We’ll model the options for your situation.
Usually 20% avoids Lenders Mortgage Insurance (LMI), but many lenders accept 5% to 10%, and eligible buyers may use government schemes or a family guarantee to buy sooner.
Pre-approval can take a few days. Formal approval after you find a property typically takes 1 to 2 weeks, depending on the lender, valuation and how complete your documents are.
Typically ID, recent payslips or tax returns if self-employed, bank statements, details of your savings, debts and expenses. We’ll give you a simple checklist so nothing slows you down.
Your bank can only offer its own products. We compare 50+ banks and lenders, handle the paperwork and negotiate on your behalf. In most cases our service costs you nothing, as we’re paid by the lender you choose.
Tell us what you need and we’ll compare 50+ lenders for you. No cost, no obligation. Prefer to talk? Call 0422 905 666.