First Home Buyer Loans & Free Guide
First home buyer loans and grants can feel overwhelming — we make it simple. Kickstart Finance Group compares 40+ lenders to help you secure the right home loan, deposit options, LMI strategies and government grants.
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What Is a First Home Buyer Loan?
A first home buyer loan is designed specifically for first-time buyers. These loans may include lower deposits, government incentives, LMI options and grants that help you get into your first home sooner. We guide you through every step.
How We Help First Home Buyers
Grant & Fee Advice
We check eligibility for grants, stamp duty exemptions & first home schemes.
Deposit & LMI Strategies
Choose smart deposit options and reduce LMI where possible.
Fast Pre-Approval
Pre-approval usually within 24–72 hours once documents are submitted.
What You Need to Apply
- Photo ID (driver’s licence or passport)
- Income evidence — payslips or bank statements
- Savings & deposit documents
- Contract of sale (if found a property)
- BAS & tax returns (if self-employed)
First Home Buyer Grants & Government Support
First home buyers may be eligible for a range of government incentives including the First Home Owner Grant (FHOG), stamp duty concessions, and deposit schemes. These benefits vary by state or territory.
Use the official government checker below to see exactly what grants and schemes you qualify for based on where you live:
Check First Home Buyer Grants (Official Gov Website)This link takes you to the Australian Government’s official First Home Buyer portal.
Download Your Free First Home Buyer Guide
Learn grants, LMI, deposit options and step-by-step buying process.
Download Guide (PDF)Ready to Buy Your First Home?
Get a free assessment — we compare lenders & structure the loan right for you.
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