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Common reasons to refinance your mortgage

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Kickstart Finance Group makes refinancing simple, fast and stress-free. Whether you want a better rate, lower repayments, access equity, or consolidate debt — we compare 40+ lenders to find the best option for you.
Start My Refinance
Reduce your repayments instantly by switching to a more competitive rate.
Use your home’s equity to renovate, invest or fund major life goals.
Combine multiple debts into one manageable home loan repayment.
Move to a loan with offset, redraw and flexible repayment options.
| Loan Scenario | Old Rate | New Rate | Estimated Savings |
|---|---|---|---|
| $600,000 Owner Occupied | 6.49% | 5.79% | ~$3,000/yr |
| $850,000 Investment Loan | 7.15% | 6.39% | ~$5,200/yr |
| $1.2M Refinance + Equity | 7.29% | 6.49% | ~$7,800/yr |
We review 40+ major and specialist lenders to find the best rate and structure for your goals.
Kickstart prepares your refinance application and manages everything with the lender.
Once approved, your new lender pays out the old loan and you benefit from lower repayments.
Let Kickstart Finance Group compare the best refinance offers for you — with no cost and no obligation.
Start My Refinance