Who can use this type of finance?

Businesses of all sizes, sole traders, contractors and individuals buying cars, utes, trucks, trailers or equipment.

Which structure is best: chattel mortgage, lease or hire purchase?

It depends on whether you want to own the asset, how you claim GST and your cash flow. We’ll explain the options, and your accountant can confirm the tax side.

Can new businesses or low-doc applicants get approved?

Yes. Several lenders consider newer ABNs and low-doc applications, often with a deposit or a strong asset.

How long are the loan terms?

Commonly 1 to 7 years, depending on the asset and lender. A balloon payment can lower regular repayments.

Asset Finance | 50+ Lenders, Free Advice

Asset Finance for Business and Personal Use

This type of funding helps you buy vehicles, machinery and equipment while spreading the cost over time, so your cash stays in the business.

We compare options from 50+ lenders and help you choose between a chattel mortgage, finance lease or hire purchase, depending on your tax position and cash flow needs.

How we work: every application starts with a free conversation about your goals. We then compare rates, fees and features across our lender panel, explain the pros and cons of each option in plain English and recommend the option that suits you. Once you are happy, we prepare and lodge the application, follow up with the lender and keep you informed by phone, text or email until settlement.

Why use a broker? Lenders have very different credit policies. One bank might decline an application that another approves at a sharper rate. Because we work with major banks, regional lenders and specialist lenders, we can match your situation to the right policy the first time, saving you time and protecting your credit file from multiple enquiries.

Talk to us about funding your next purchase.

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Asset Finance

Flexible Asset Finance for Cars, Trucks & Equipment

Access fast approvals on car loans, truck finance, machinery loans, low-doc asset finance, and more. We compare 50+ lenders to get you the sharpest rate with flexible terms that suit your business or personal needs.

Apply Now Call 0422 905 666

Asset Finance - Cars, Trucks & Equipment Loans

What Is Asset Finance?

Asset finance allows you to purchase cars, trucks, machinery, or equipment using the asset as security for the loan. This reduces upfront costs while helping you manage cash flow and grow your business faster. We compare 50+ lenders to secure competitive rates and fast approvals for all asset types.

Types of Asset Finance We Offer

Car Loans — personal or business use
Truck Loans — light trucks, heavy vehicles, logistics fleet
Low Doc Asset Finance — perfect for self-employed clients
Equipment Finance — construction, medical, tech, hospitality
Commercial Vehicle Loans — vans, utes, delivery vehicles
Machinery Finance — earthmoving, agricultural, manufacturing
Bus & Transport Loans — commercial and charter vehicles

Why Choose Kickstart Finance Group?

Fast approvals with highly competitive rates
Access to 50+ banks and specialist lenders
Flexible terms that suit your business cash flow
Low doc options for self-employed applicants
Dedicated broker support from start to settlement

Ready to Apply?

Start your application today — fast and obligation-free.

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