What equipment can be financed?

Almost anything your business uses to earn income: construction and earthmoving machinery, medical and dental equipment, hospitality fit-outs, IT, agricultural machinery, forklifts and more, new or used.

What types of equipment finance are there?

The main types are a chattel mortgage (you own it from day one), a finance lease and a rental or operating lease. We’ll explain the differences, and your accountant can advise on tax.

Can I get equipment finance with low documentation?

Yes. Low-doc options are available for many ABN holders, often based on business bank statements or an accountant’s declaration rather than full financials.

Many lenders offer no-deposit equipment finance for established businesses. Newer businesses may need a deposit.

Can I include installation and fit-out costs?

Often, yes. Many lenders let you include delivery, installation and some fit-out costs in the finance.

Equipment Finance | 50+ Lenders, Free Advice

Equipment Finance That Fits Your Cash Flow

Equipment finance lets you get the machinery, tools or technology you need without tying up your working capital.

We compare equipment finance from 50+ lenders, including chattel mortgages, leases and hire purchase, for construction, medical, hospitality, farming and more.

How we work: every application starts with a free conversation about your goals. We then compare rates, fees and features across our lender panel, explain the pros and cons of each option in plain English and recommend the option that suits you. Once you are happy, we prepare and lodge the application, follow up with the lender and keep you informed by phone, text or email until settlement.

Why use a broker? Lenders have very different credit policies. One bank might decline an application that another approves at a sharper rate. Because we work with major banks, regional lenders and specialist lenders, we can match your situation to the right policy the first time, saving you time and protecting your credit file from multiple enquiries.

Ask us how equipment finance could work for your business.

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Equipment Finance

Fast & Flexible Equipment Finance for All Industries

Whether you need medical equipment, construction machinery, commercial printers, or earthmoving equipment — we compare 50+ lenders to secure sharp rates and fast approvals. Low-doc options available for self-employed clients.

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Medical equipment, construction machinery, industrial printer and excavator – equipment finance

What Is Equipment Finance?

Equipment finance allows businesses to purchase essential machinery and tools while preserving cash flow. The asset itself is used as security, allowing you to upgrade equipment without large upfront costs. Ideal for sole traders, SMEs, and large businesses looking to grow.

Types of Equipment We Finance

Construction machinery — excavators, loaders, earthmoving equipment
Medical equipment — operating tables, imaging machines, diagnostics
Commercial & industrial printers
Manufacturing machinery
Hospitality equipment
IT & technology equipment
Transport & logistics equipment

Why Choose Kickstart Finance Group?

Access to 50+ specialist lenders
Low-doc & no-financials options available
Fast approvals and competitive rates
Flexible loan terms to match your cash flow
Expert support from application to settlement

Start Your Equipment Finance Application

Quick approvals and flexible options tailored to your industry.

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