What types of business loans are available?

Options include secured term loans, unsecured business loans, overdrafts and lines of credit, invoice finance and equipment finance. The right one depends on what the funds are for and how quickly you need them.

Secured or unsecured?

Secured loans use property or assets as security and usually offer lower rates and higher limits. Unsecured loans are faster and need no property, but cost more and have lower limits.

How fast can I get funds?

Some unsecured business lenders can approve and fund within a few days. Secured loans usually take longer because of valuations and legal work.

What documents do I need?

Typically business bank statements, recent financials or tax returns and BAS. Low-doc options are available for many established ABN holders.

Can a new business get a loan?

It’s harder but possible. Lenders look at your industry experience, cash flow and any security you can offer.

Business Loans | 50+ Lenders, Free Advice

Business Loans to Help You Grow

Business loans can fund growth, cash flow, equipment, stock or a new premises. The best option depends on your trading history, security and goals.

We compare business loans from 50+ lenders, including banks and fast non-bank lenders, for secured, unsecured and overdraft facilities.

How we work: every application starts with a free conversation about your goals. We then compare rates, fees and features across our lender panel, explain the pros and cons of each option in plain English and recommend the option that suits you. Once you are happy, we prepare and lodge the application, follow up with the lender and keep you informed by phone, text or email until settlement.

Why use a broker? Lenders have very different credit policies. One bank might decline an application that another approves at a sharper rate. Because we work with major banks, regional lenders and specialist lenders, we can match your situation to the right policy the first time, saving you time and protecting your credit file from multiple enquiries.

Get in touch to compare business loans for your business today.

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Business Loans

Flexible Business Loans to Grow Your Business

Get fast, flexible business loan solutions tailored for small businesses, sole traders, startups and established companies. Access unsecured loans, cash-flow lending, equipment finance, overdraft facilities and more — with 50+ lenders compared for you.

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Business Loans for Australian SMEs — Kickstart Finance Group

What Are Business Loans?

Business loans provide funding for growth, cash flow, purchasing stock, paying suppliers or investing in equipment. Whether you’re a startup, sole trader or growing company, we compare 50+ lenders to secure the best option with fast approvals and flexible terms.

Types of Business Loans We Offer

Unsecured business loans
Cash flow loans & working capital finance
ABN-only low doc business loans
Line of credit & business overdraft
Equipment & machinery finance
Invoice factoring & trade finance
Commercial expansion loans

Why Choose Kickstart Finance Group?

Fast approvals with highly competitive rates
Access to 50+ banks and specialist lenders
Low doc & ABN-only options for self-employed
Flexible terms designed for business cash flow
Dedicated support from application to settlement

How It Works — Simple 3 Step Process

1. Quick chat: Tell us your business needs & funding amount.
2. We compare lenders: We match you with the best business loan options.
3. Fast approval: Sign digitally & access your funds quickly.

Frequently Asked Questions

How fast can I get approved?
Many business loans are approved within 24–48 hours.

Do you offer low doc business loans?
Yes — ideal for sole traders, ABN-only applicants, and self-employed clients.

What can I use a business loan for?
Stock, cash flow, marketing, hiring, equipment, expansion and more.

Ready to Apply?

Start your business loan application today — fast and obligation-free.

Apply Now