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Commercial Loans

Commercial Loans Australia | Property, Asset & Business Finance — Kickstart Finance Group
Commercial Loans

Commercial Loans for Property, Fleets & Business Growth

Fast commercial loans for property purchases, fleet finance, asset investment and business expansion. Competitive rates, flexible terms and tailored lending solutions for SMEs, developers and corporations.

Modern commercial office interior representing business and commercial loan finance

What Are Commercial Loans?

Commercial loans are financing solutions designed for business purposes — buying commercial property, funding development projects, purchasing fleet or equipment, or supporting growth and working capital. Lenders consider business performance, asset value and borrower experience when approving commercial finance.

Types of Commercial Loans We Provide

  • Commercial property loans (offices, warehouses, retail & industrial)
  • Development finance & construction loans
  • Fleet & truck finance for logistics businesses
  • Asset & equipment finance (chattel mortgage, leasing)
  • Commercial refinance & debt consolidation
  • Business cash flow and overdraft facilities

Why Choose Kickstart Finance Group?

Specialist Commercial Lenders

Access lenders who specialise in commercial property, development and business finance.

Flexible Repayment Structures

Tailored loan terms to protect cash flow and match project timelines.

Fast Assessments

Swift pre-approval and conditional offers so you can act quickly in competitive markets.

Low Doc & Complex Cases

We manage complex credit scenarios, low-doc applicants and non-standard structures.

Broker vs Bank — Commercial Lending

FeatureKickstart FinanceBank
Access to lendersSpecialist panelSingle bank
SpeedFaster conditional approvalsLonger underwriting
FlexibilityCustom loan structuresRigid products
AdviceCommercial lending expertsGeneralist staff

How It Works — Commercial Loans (4 Steps)

  1. Initial assessment: Quick chat to understand the asset, project and loan purpose.
  2. Document & valuation: We organise valuations and lender documents.
  3. Conditional approval: We present options and conditional offers from multiple lenders.
  4. Settlement & support: We guide settlement and post-settlement administration.

Frequently Asked Questions

What security is required for commercial property loans?

Commercial property is typically used as security. In some cases guarantors or additional collateral may be required depending on lender criteria.

Can I get finance for a development project?

Yes — we arrange development finance with staged drawdowns and practical completion funding where suitable.

How long does commercial loan approval take?

Timing depends on complexity — simple commercial loans can be conditionally approved within days; complex development finance may take longer.

Ready to Discuss Commercial Finance?

Contact our commercial lending specialists for a confidential, obligation-free assessment.

Apply Now