Can I build my first home with a 5% deposit?

Often, yes. Eligible first home buyers may use the 5% Deposit Scheme for new builds, avoiding Lenders Mortgage Insurance. Price caps and conditions apply, and we’ll check for you.

Am I eligible for the First Home Owner Grant?

The NSW First Home Owner Grant is available to eligible first home buyers purchasing or building a new home below set value thresholds. We’ll confirm your eligibility and help lodge it through your lender.

When do I start paying the construction loan?

Usually from land settlement, with interest only charged on the amount drawn as the build progresses. Full repayments start after completion.

What should I budget for beyond the build contract?

Allow for landscaping, driveways, fencing, window coverings and any upgrades not included in your contract, as these often aren’t covered by the construction loan.

Do you only work in Oran Park?

No. We help clients across Australia by phone and video.

Mortgage Broker Oran Park | 50+ Lenders, Free Advice

Choosing a Mortgage Broker Oran Park Clients Can Rely On

Using a mortgage broker Oran Park buyers and homeowners trust saves you going from bank to bank. We compare home loans from 50+ lenders, explain the options in plain English and handle the paperwork from pre-approval to settlement, usually at no cost to you.

As a mortgage broker Oran Park clients use for first homes, upgrades, refinancing, investment and construction loans, we look at the whole picture: your deposit, income, expenses and plans. Our local knowledge of Oran Park helps, but our lender panel and advice are available to clients Australia-wide.

Looking for a mortgage broker Oran Park locals recommend? Call 0422 905 666 or send an enquiry below for a free, no-obligation chat.

Helpful independent resources:

Oran Park

Mortgage broker for first home buyers and new builds in Oran Park

Oran Park is full of first home buyers and young families building new. We help you compare 50+ lenders for house and land, construction and first home loans, and help clients Australia-wide.

Start my first home plan Call 0422 905 666

Mortgage broker Oran Park first home buyers

Building your first home in Oran Park

Oran Park is a master-planned community in the Camden area, built around a modern town centre with shops, schools, parks and council facilities. Most homes are new, and many buyers are purchasing their first home through a house and land package.

First home buyers here can often combine a small deposit with government support and NSW first home buyer concessions. Getting the structure right, from land settlement to the final build payment, makes the process much smoother.

How we help Oran Park clients

First home buyer loans with a 5% deposit where eligible
First Home Owner Grant and stamp duty relief applications for new homes
House and land and construction loans with staged payments
Family guarantee loans to reduce your deposit
Budgeting for upgrades, landscaping and fit-out
Refinancing when your build is finished

Nearby suburbs we know well

Oran Park, Gregory Hills, Harrington Park, Catherine Field, Gledswood Hills, Cobbitty, Bringelly, Narellan and Spring Farm. Also see Camden, Leppington and all local areas.

We’re not limited to one suburb

Clients across Sydney, regional NSW and interstate use us for home, car, business and commercial finance. Meet us locally, or talk by phone or video wherever you are.

Talk to an Oran Park mortgage broker

Free, no-obligation chat in person, by phone or by video.

Get my free assessment Call 0422 905 666

Mortgage Broker Oran Park