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Refinance Home Loan

Help of a mortgage broker

Common reasons to refinance your mortgage

Lower your
mortgage rate

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Access home
equity (cash)

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break your current
mortgage

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Refinance Your Home Loan & Save More

Kickstart Finance Group makes refinancing simple, fast and stress-free. Whether you want a better rate, lower repayments, access equity, or consolidate debt — we compare 40+ lenders to find the best option for you.

Start My Refinance

Why Refinance Your Home Loan?

Lower Interest Rates

Reduce your repayments instantly by switching to a more competitive rate.

Access Equity

Use your home’s equity to renovate, invest or fund major life goals.

Debt Consolidation

Combine multiple debts into one manageable home loan repayment.

Better Loan Features

Move to a loan with offset, redraw and flexible repayment options.

Compare Typical Refinance Savings

Loan Scenario Old Rate New Rate Estimated Savings
$600,000 Owner Occupied 6.49% 5.79% ~$3,000/yr
$850,000 Investment Loan 7.15% 6.39% ~$5,200/yr
$1.2M Refinance + Equity 7.29% 6.49% ~$7,800/yr

How Refinance Works

1

We Compare Lenders

We review 40+ major and specialist lenders to find the best rate and structure for your goals.

2

We Handle the Application

Kickstart prepares your refinance application and manages everything with the lender.

3

You Start Saving

Once approved, your new lender pays out the old loan and you benefit from lower repayments.

Ready to Lower Your Repayments?

Let Kickstart Finance Group compare the best refinance offers for you — with no cost and no obligation.

Start My Refinance